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[Clansgian AT wmconnect.com]

> >The stonewalling and general thick headed stupidity of a 
> whole lot of the folks working at insurance companies is nothing short of 
> unbelieveable! 

The last insurance claim I filed was some years ago when I got a chip of 
wood in my eye.  My policy (Blue  Cross Blue Shield) covered 100% the cost of 
accidents.  When I went to the ophthalmologist, I had to pay out of pocket 
and file the claim later with the insurer.  

They lost the claim, I filed again, they lost that one, I filed again, the 
lost it.  I sent it registered mail.  They claimed no such person worked 
there.  I hand delivered a copy of the bill and the claim to the office 
(Charlotte, NC) and got a reciept.  They said they never got it.  I sent a 
copy of 
the reciept.  They lost it.  Finally after six months they acknowledged 
receipt of my claim but said it was past the deadline and so they could not 
consider it.

My experience is typical.  

James