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[Clansgian AT wmconnect.com]

> >We are just talking semantics.  The maufacturer never holds any kind of 
> title to a car, the dealership does. 

Semanics ... probably.   The dealer does not HOLD the title, it creates (or 
initiates) the title in the state where the vehicle is sold.  Not the same 
thing as the ownership title the financial institution buyer holds.  That is, 
the 
financial institution can under the right circumstances assert its ownership 
over the vehicle.