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[Clansgian AT wmconnect.com]

> >  I don't know a way to do any of those things (and others)  without a 
> credit card.  Please explain how you do those things that pop up in life , 
> now 
> and then, that require a CC.
> 

In the end, there isn't anything that "requires" a credit card.  I don't have 
one.  In fact,  I've never had one my entire life.    Hotels and vehicle 
rentals will ask for a CC but if you tell them you aren't giving them one, 
they do 
NOT want to pass up your trade so they rent to you anyway.

For eBay and a lot of other purchases, there are things like PayPal.  For 
other purchases, you can use a debit account.  It has a number just like a CC 
and 
the vendor usually has no idea that it is not a CC.  But you aren't floating 
the sum, you hve to have cash in hand for it to work.

I used to travel for business.  Now I don't travel but I have to purchase 
items for my trade, ship items, all the various and sundry things required 
for a 
cottage industry and yet I've never once used a credit card.

James   </HTML>