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  • From: Marty Kraft <martyk AT allspecies.org>
  • To: Market Farming <market-farming AT lists.ibiblio.org>
  • Subject: Re: [Market-farming] getting a new farm insured
  • Date: Tue, 23 Aug 2005 11:15:56 -0500

Maybe the insurance companies have never considered a category for small operations. Maybe it isn't worth their while to create another category. Maybe if a group of small farmers approached them a reasonable solution could be found.

Marty Kraft
On Aug 23, 2005, at 8:22 AM, Lynn Wigglesworth wrote:

Lucy, I'm going through the same thing right now. I'm trying to expand my
small farmstand business by selling to restaurants and grocery stores.
They require $1million liability coverage, and my farmowners insurance
won't cover it. My agent said that last time she got a quote for that kind
of coverage, it was $5000/year. How do people do it? I grow good produce
and I just want to sell it. Why is it SO hard?.

Lynn Wigglesworth
Cowbridge Farm

----- Original Message -----
From: "Lucy Goodman" <goodows AT infinet.com>
To: "Market Farming" <market-farming AT lists.ibiblio.org>
Sent: Tuesday, August 23, 2005 6:43 AM
Subject: [Market-farming] getting a new farm insured




My husband and i have found a farm that we are buying (probably closing
in the next 7 days) and in order to close on the deal we had to get the
farm insured. this has been a bit of an ordeal because we are not "real"
farmers and it took a couple of days of phone calls to two different
insurance agents (both state farm) to get things clear and get the farm
insured.

What I found out is State Farm will not insure certified organic farms
nor will they insure us if we wholesale to groceries or restaurants.

At any rate they did write us a policy through Iowa farm and ranch.

But I am curious why a certified organic operation cannot be insured.

Lucy Goodman
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