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market-farming - Re: [Market-farming] getting a new farm insured

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  • From: "Lynn Wigglesworth" <lynnw1366 AT hotmail.com>
  • To: "Market Farming" <market-farming AT lists.ibiblio.org>
  • Subject: Re: [Market-farming] getting a new farm insured
  • Date: Tue, 23 Aug 2005 09:22:28 -0400

Lucy, I'm going through the same thing right now. I'm trying to expand my
small farmstand business by selling to restaurants and grocery stores.
They require $1million liability coverage, and my farmowners insurance
won't cover it. My agent said that last time she got a quote for that kind
of coverage, it was $5000/year. How do people do it? I grow good produce
and I just want to sell it. Why is it SO hard?.

Lynn Wigglesworth
Cowbridge Farm

----- Original Message -----
From: "Lucy Goodman" <goodows AT infinet.com>
To: "Market Farming" <market-farming AT lists.ibiblio.org>
Sent: Tuesday, August 23, 2005 6:43 AM
Subject: [Market-farming] getting a new farm insured


>
>
> My husband and i have found a farm that we are buying (probably closing
> in the next 7 days) and in order to close on the deal we had to get the
> farm insured. this has been a bit of an ordeal because we are not "real"
> farmers and it took a couple of days of phone calls to two different
> insurance agents (both state farm) to get things clear and get the farm
> insured.
>
> What I found out is State Farm will not insure certified organic farms
> nor will they insure us if we wholesale to groceries or restaurants.
>
> At any rate they did write us a policy through Iowa farm and ranch.
>
> But I am curious why a certified organic operation cannot be insured.
>
> Lucy Goodman
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