Internetworkers: http://www.ibiblio.org/internetworkers/

[David Minton <dminton AT mindspring.com>]

To play devil's advocate, BCBS is not a charity, just a non-profit (or
not-for-profit--I can never keep them straight). Were you hoping for a plan
with a $200 a month premium with no waiting period? If they offered such,
one could get a $16,000 surgery the first month, and than cancel the policy.
In such a case, as a (relatively) healthy BCBS policy holder, I would get
stuck picking up a share of the bill :-(

I am not sure what the best solution is for the country as a whole. It would
be great to have a national healthcare system, but I am not sure if
American's are willing to foot the bill for an effective one, or put up with
rationed healthcare in the case of a less expensive one.

David

-- 
DesignHammer Media Group, LLC : 919.313.4588 : http://designhammer.com


On 11/12/03 4:57 PM, "Beth" <bethellison AT netscape.net> wrote:

> Lori Laubach <lorilral1 AT earthlink.net> wrote:
> 
>> Beth,
>> The amount you're quoting sounds like an individaul plan.  You might want 
>> >to
>> try other carriers like MAMSI for individual coverage.  Also, unless >you
>> have had no coverage for more than 63 days prior to the effective >date of
>> the plan BCBS is quoting, they must cover a pre-existing >condition (also
>> known as evidence of continuous coverage).  
> 
> Yeah, I'm just looking for individual coverage. And I haven't had coverage 
> for
> almost two years (Yay America) so the 63-day thing kinda gets me.
> 
>> I'm not aware of plans that have a 12-month moratorium on conditions not
>> >considered pre-existing.  Did a broker tell you this, or did you source 
>> >>the
>> plan on your own?  Sounds really sketchy to me.
> 
> 
> Yeah--you'd never guess I'm a writer.
> 
> I meant they wouldn't cover the pre-existing stuff for 12 months--they'll
> cover other stuff. I just have tunnel vision now because my back has been a
> constant source of pain every day for the past two years and I'm just 
> focused
> on getting that taken care of. Other potential illnesses/injuries? Oh
> yeah...forgot about that possibility.
> 
> Still, $1400 a month is ridiculous. I'll check out MAMSI. Thanks for the
> recommendation.
> 
> Beth
> 
> 
> 
> __________________________________________________________________
> McAfee VirusScan Online from the Netscape Network.
> Comprehensive protection for your entire computer. Get your free trial 
> today!
> http://channels.netscape.com/ns/computing/mcafee/index.jsp?promo=393397
> 
> Get AOL Instant Messenger 5.1 free of charge.  Download Now!
> http://aim.aol.com/aimnew/Aim/register.adp?promo=380455
> ---
> Come and play at the InterNetWorkers Web site!
> http://www.ibiblio.org/internetworkers/
> You are currently subscribed to InterNetWorkers mailing list
> To unsubscribe visit 
> http://lists.ibiblio.org/mailman/listinfo/internetworkers