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[bethellison AT netscape.net (Beth)]

Lori Laubach <lorilral1 AT earthlink.net> wrote:

>Beth,
>The amount you're quoting sounds like an individaul plan.  You might want 
>>to try other carriers like MAMSI for individual coverage.  Also, unless 
>>you have had no coverage for more than 63 days prior to the effective >date 
>of the plan BCBS is quoting, they must cover a pre-existing >condition (also 
>known as evidence of continuous coverage).  

Yeah, I'm just looking for individual coverage. And I haven't had coverage 
for almost two years (Yay America) so the 63-day thing kinda gets me. 
 
>I'm not aware of plans that have a 12-month moratorium on conditions not 
>>considered pre-existing.  Did a broker tell you this, or did you source 
>>the plan on your own?  Sounds really sketchy to me.


Yeah--you'd never guess I'm a writer.

I meant they wouldn't cover the pre-existing stuff for 12 months--they'll 
cover other stuff. I just have tunnel vision now because my back has been a 
constant source of pain every day for the past two years and I'm just focused 
on getting that taken care of. Other potential illnesses/injuries? Oh 
yeah...forgot about that possibility.

Still, $1400 a month is ridiculous. I'll check out MAMSI. Thanks for the 
recommendation.

Beth



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