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[rayzentz AT aim.com]

There is one group of people who are being strangely left out of this 
blame game, and in my opinion, should not be.   That would be people 
who insist on purchasing things they cannot afford, and then not having 
the integrity to meet their debts.   Yes, the bankers should not have 
given loan, yes, perhaps regulation could have improved things.   
However, it still boils down to too many people spending way beyond 
their means, and then expecting someone to rescue them from their own 
stupidity.

I don't get it.  What ever happened to Darwins law.   I thought 
enlightened people believed in that.

Ray