RTP-area local music and culture

[grady <grady AT ibiblio.org>]

Well, I don't know how long it took for them to pay him off when I hit 
the other guy, but it took freaking forever for them to pay *me* off, 
and my insurance company is one of the "good ones." If your car is 
un-driveable, which is what it sounds like, then I'd be harassing his 
insurance agent for a rental. Did you get one?

If you've got a rental that they're paying for, then the fact that 
they're already sending an adjuster is a *good* sign. It'll take a bit 
for them to do their report & have it go through the channels, and yes, 
I'd count on the holiday to slow things up. If you don't have a rental, 
I'd be calling his agent at home daily to ask why not.

If there's a police report, I wouldn't worry too much about the ticket 
thing. I didn't get a ticket, either, but the report was clear about who 
did what & there was no question that my insurance company was on the 
hook. I wouldn't waste money retaining a lawyer unless things go sharply 
south.

Ross

5er (martin) wrote:
> --- grady <grady AT ibiblio.org> wrote:
>
>
> > Is there a police report? Was the guy issued a
> > ticket?
>
>
> there is a police report that lists the other guy as
> being at fault.  and there were witnesses.  but the
> officer did not issue a ticket.  which surprised me.
> but he said "don't really issue tickets in this sort
> of thing anymore.  the guy is gonna get screwed by his
> insurance anyway, so we usually let that be the
> penalty."  ???  at the time i was so rattled that this
> really didn't sink in.  after the fact im like "what
> the fuck?"
>
>
>
> > If you've got some official record that the guy was
> > at fault, you 
> > shouldn't run into trouble, and in any case, you
> > shouldn't need to worry 
> > about pre-emptively getting a lawyer.
> >
> > If for some reason there is no police report, or the
> > officer didn't 
> > write the guy a ticket, then you might want to
> > consider it, because you 
> > might need to rustle up some other witnesses, and
> > the sooner you do 
> > that, the better. Lawyers with traffic experience
> > know how to deal with 
> > that.
>
>
> this is what got me to thinking about getting a
> lawyer.
> so maybe i should.
>
>
> > When I've been in wrecks that were the other
> > person's fault, my 
> > insurance company has been very helpful, both in
> > answering questions and 
> > in dealing with the other person's insurance
> > company. This might vary 
> > from company to company and policy to policy, but
> > you should certainly 
> > be talking to them (I assume you already have--they
> > like to know when a 
> > vehicle they're insuring has been in a wreck,
> > regardless of whose fault 
> > it was).
> >
> > Have you heard from/dealt with the other guy's
> > insurance company yet? 
> > When I was in a wreck that was my fault last year,
> > my insurance company 
> > ran around frantically trying to make sure the other
> > people were OK and 
> > had everything they needed. Of course, not everybody
> > has USAA insurance, 
> > sadly.
>
>
> my insurance company has not been much help, but i
> definitely need to talk to them again.  for advice,
> and i plan to do that.  my agent was out of the office
> this week so i have not been able to talk to him.  but
> the receptionist basically said "if the accident
> wasn;t your fault, you really don't need to talk to
> us."  
> once again...???
>
> i've talked to the other guys insurance agent once.
> i called him, he did not get in touch with me.
> he was not unhelpful, but he wasn't exactly helpful
> either.  he said he was sending an adjuster out this
> week to check on my car, and an adjuster called on
> monday to find out where my car was, but as of
> yesterday nothing had happened.  
>
> i tried reaching him yesterday but none of my calls
> were returned. chalk it up to the holiday? maybe.
> but it all has me a little bit uneasy.
>
> thanks ross!
>
> -5er
>
>
>
>                 
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