permaculture

[Jay Woods <woodsjaya@gmail.com>]

It would seem to be a natural thing to combine time banking and community 
banking. The skills and software would serve for both - and give a one stop 
experience.

On Tuesday, October 01, 2013 12:14:01 PM Lawrence London wrote:
> On Tue, Oct 1, 2013 at 9:17 AM, Koreen Brennan <cory8570@yahoo.com> wrote:
> > Thanks for pushing this idea. We are teaching these strategies in our
> > design courses and have a thriving Time Bank in our community (one of our
> > PDC graduates, Marie Nelson, took this on and did a tremendous job with
> > it), lots of gift economy,
> 
> I did not know that time banking and community banking had become movements.
> 
> Want to know what else is needed? 1) Cooperative Food Banks (owned and run
> of by and for consumers and producers) - direct barter or use a Time
> Bank-like system , 2) Cooperative Farmers Markets 3) and for outside-market
> distribution Farmers Marketing Cooperatives, owned and operated of by and
> for the gardeners and farmers - 1,2,3 can be combined in low demand areas,
> separated in higher demand areas. Using my notion of a computer/web-based
> resource a services and production production, marketing and distribution
> network could be really useful and help tie together all the elements of
> everything I have listed and described above.
> 
> From the Wikipedia
> http://en.wikipedia.org/wiki/Time_banking*
> 
> Time banking* is a pattern of reciprocal service exchange that uses units
> of time as currency <http://en.wikipedia.org/wiki/Currency>. It is an
> example of a complementary monetary
> system<http://en.wikipedia.org/wiki/Monetary_system>.
> A time bank, also known as a service exchange, is a community that
> practices time banking. The unit of currency, always valued at an hour's
> worth of any person's labor, used by these groups has various names, but is
> generally known as a time dollar in the USA and a time credit in the UK.
> Time banking is primarily used to provide
> incentives<http://en.wikipedia.org/wiki/Incentive>and rewards for work
> such as mentoring children, caring for the elderly,
> being neighborly—work usually done on a volunteer basis—which a pure market
> system devalues. Essentially, the "time" one spends providing these types
> of community services earns "time" that one can spend to receive services.[1
> ] <http://en.wikipedia.org/wiki/Time_banking#cite_note-1> As well as
> gaining credits, participating individuals, particularly those more used to
> being recipients in other parts of their lives, can potentially gain
> confidence, social contact and skills through giving to others. Communities
> therefore use time banking as a tool to forge stronger intra-community
> connections, a process known as "building social
> capital<http://en.wikipedia.org/wiki/Social_capital>".
> Time banking had its intellectual genesis in the USA in the early
> 1980s.[2]<http://en.wikipedia.org/wiki/Time_banking#cite_note-2>By
> 1990, the Robert
> Wood Johnson
> Foundation<http://en.wikipedia.org/wiki/Robert_Wood_Johnson_Foundation>had
> invested USD 1.2 million to pilot time banking in the context of
> senior
> care. Today, 26 countries have active Time Banks. There are 250 Time Banks
> active in the UK[3]
> <http://en.wikipedia.org/wiki/Time_banking#cite_note-3>and over 276
> Time Banks in the U.S.
> [4] <http://en.wikipedia.org/wiki/Time_banking#cite_note-4>
> 
> > some are working on getting a Community Bank going,
> 
> From the Wikipedia
> http://en.wikipedia.org/wiki/Community_bank
> 
> A *community bank* is a depository
> institution<http://en.wikipedia.org/wiki/Depository_institution>that
> is typically locally owned and operated. Community banks tend to focus
> on the needs of the businesses and families where the bank holds branches
> and offices. Lending decisions are made by people who understand the local
> needs of families, businesses and farmers. Employees often reside within
> the communities they serve.
> 
> In the United States, community banks are defined as independent banks and
> savings institutions holding companies with aggregate assets less than $1
> billion.[1]<http://en.wikipedia.org/wiki/Community_bank#cite_note-FDIC-Trend
> s-2004-1>From 1985 to 2004 they comprised 94% of all banks in the United
> States, but the proportion of expanding total national deposits that the
> Community Banks held declined from about 25.89% of all U.S. deposits in
> 1985 to 13.55% of the U.S. deposits in
> 2003.[1]<http://en.wikipedia.org/wiki/Community_bank#cite_note-FDIC-Trends-2
> 004-1>
> [2]<http://en.wikipedia.org/wiki/Community_bank#cite_note-FDIC-BR-Critchfie
> ld-2004-2>
> [3]<http://en.wikipedia.org/wiki/Community_bank#cite_note-FDIC-BR-Jones-200
> 6-3> A site with resources for community banking:
> 
> Community Banking Connections
> http://www.communitybankingconnections.org/
> 
> This site hosts the online version of the *Community Banking
> Connections*publication, a nationwide Federal Reserve System resource
> for community
> banks. It also provides extensive information and real-time policy updates
> to ensure that community bankers have access to the important information
> they need to maintain safe and sound banking practices in an evolving
> economy.
> 
> > we have several cooperative companies going, Slow Money, a strong local
> > business and local agriculture movement, one of my graduates held a
> > Financial Permaculture conference, we're holding another one this spring,
> > etc, all in a few years since I and others started educating people about
> > these concepts in this area. It doesn't take much to get people interested
> > - quite a few people understand this system isn't working that well. I
> > know
> > there are others who are doing a lot in their areas too. Time Bank is
> > apparently growing exponentially in a number of areas.
> > 
> > Koreen Brennan
> > 
> > www.growpermaculture.com
> > www.facebook.com/growpermaculturenow
> > www.meetup.com/sustainable-urban-agriculture-coalition
> 
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