Internetworkers: http://www.ibiblio.org/internetworkers/

[Craig Duncan <craigduncan AT entuend.com>]

Michael Czeiszperger wrote:

> On Feb 24, 2005, at 10:30 AM, Roger Austin wrote:
>
> >  I was shocked to see list members saying they only pay $100-200
> > per month for BCBS coverage. Perhaps it is because they were very
> > young and very healthy. My contemporaries are paying 2-3 times
> > that amount for BCBS. The difference is probably age, but it
> > could possibly be that they wanted more coverage than a young
> > person would need.
>
>
> I'm playing $174/month for individual coverage under BlueAdvantage at 
> age 41.
>
> I just talked to an insurance agent yesterday about a group plan for 
> my small business, and they recommended against it.  With a true 
> "group plan" your rates are determined by, among another things, the 
> costs in your group, which means in a group of 5 people if someone 
> gets seriously ill your rates could skyrocket. The BlueAdvantage plan, 
> on the other hand, is really a group of 250,000, so your rates are 
> much less likely to be affected by the health of an individual.
Yes, but unless there is a sudden miraculous change in medical science, 
you are not very likely to get pregnant and need the coverage associated 
with such a "medical" condition :-)

Craig