Homestead mailing list

[Don Bowen <don.bowen AT earthlink.net>]

At 9/12/2006, you wrote:
> Does it make the headlines when a non-native plant resists burning, or
> when a native bursts into flames readily?

I live with that every fall.  The native plants here are evolved in a fire 
climate while many of the desert hardy plants were not. Many non native 
plants are fire hardy and help resist spreading fires but they have to be 
chosen carefully.  Ice plant is a usually good choice but Ivy is not.



Don Bowen              Awl Knotted Up                       KI6DIU
http://www.braingarage.com
My travel journal
http://www.braingarage.com/Dons/Travels/journal/Journal.html

I am omnivagant.  
> From don.bowen AT earthlink.net  Wed Sep 13 12:39:15 2006
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Subject: [Homestead] Beer and Pizza was: Exploring ..............
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At 9/13/2006, you wrote:
> Beer and pizza are so together in my diet that it is difficult for me
> to eat the perfect pie without the gush of the gods. This has
> important implications.  I am unable to have pizza for breakfast
> unless the day is planned for pure hedonism.

Now you have done it, a perfect wash of memories of the Missouri hollows 
while enjoying beer, pizza, and wide ranging conversations.  I need to 
unload a trailer and set up a shop but that will be all the more difficult 
while day dreaming.



Don Bowen              Awl Knotted Up                       KI6DIU
http://www.braingarage.com
My travel journal
http://www.braingarage.com/Dons/Travels/journal/Journal.html

I am omnivagant.  
> From genegerue AT ruralize.com  Wed Sep 13 19:29:43 2006
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Subject: [Homestead] Real estate mistakes
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> It's people who depended on too big a house or a second house as an
> investment that are at risk, and those who did so with a shady loan 
> are going to be rather badly scortched.

How better to educate about the potential results of greed motivation 
than by big pain? How better to educate about false education gained 
through magazine articles and Web articles than by big pain? How 
better to underline the value of consulting with genuinely honest and 
competent Realtors?

One of my pet peeves is people who do not do their due diligence when 
selecting Realtors or loan officers and then, when something goes 
wrong, point to others as the fault. The world is becoming more 
complicated and it is vital to have solid information when making big 
decisions. My experience is that few take the time. They will buy a 
half-million-dollar house based on emotion, get any loan that will 
get them the deal, and then, when the interest rate rises, scream 
that they were taken. Most buyers don't take the time read the note 
and deed of trust they sign. Truth be told, they should read them 
before they make an offer on a house. I know of none who do.

A large number of house sellers and buyers choose a Realtor because 
he/she is simply an acquaintance or a friend of a relative or acquaintance.

The lending industry as a whole did a lot to make home ownership 
available to an increasing percentage of people. The flaw was people 
stretching too far, buying too much house. Mortgage brokers are in 
the business of making loans, not being brother advisers. Caveat emptor.

It has not solved the problem of unethical people who become 
Realtors, but the Realtor's Code of Ethics has improved the business 
immensely since the days when even title insurance was not mentioned, 
let alone advised. I don't know if lenders have a similar code. Lisa?