Mounted search and rescue

[Karen Nesbitt <spanishequines@yahoo.com>]

RESPONDING TO:

 

Message: 41
Date: Mon, 29 Oct 2007 17:39:49 -0500
From: Terrence J McCormick <tjmpark@juno.com>
Subject: Re: [MSAR] IL truck wreck
To: dbs54neigh@earthlink.net, msar-riders@lists.ibiblio.org
Message-ID: <20071029.173950.3048.0.tjmpark@juno.com&YY=99011&y5beta=yes&y5beta=yes&order=down&sort=date&pos=0&view=a&head=b">20071029.173950.3048.0.tjmpark@juno.com>
Content-Type: text/plain; charset=us-ascii

Find out who the carrier's insurance company is and bill them for
labor,
materials and feed.  I'm sure the Veterinarians are going to bill them
as
they should.

======================================

Terrence -

I would think the insurance and also the investigators of the accident would investigate the benificiary of such a disaster.  Who had the rigs covered, who had the horses, who covered the people etc...He or she has the most to gain  and or lose in an accident on the values of the horses, rigs etc.  However, if indeed the horses were purchased for $35 a head, there is little value there unless an over inflated cost was given to the insurance company per animal.  Slaughter horses have little value, however show or breeding stock may have greater value.    It makes sense to buy a $35 horse and ship it to slaughter for the profits, but if the horses were purchased higher or insured higher than their purchase...there can be lots of arguements on the full details.

 

People can get pretty desperate in the horse business and insurance racketeering can be a motive for many.  It can be a double edge knife when accidents or barn fires etc are involved.

 

Who owned the horses at the tme of the incident would have a part in the load as well.

If the owner was not the carrier.. then what is their story on those animals and such on downline.

 

If the driver knew the load was not legal, he should have refused to take it.  Many things can make that load illegal.. overweighed, improperly licensed driver, log books not up to date, improper function of equipment, moving violations, etc. The driver has a responsibility to go on the road safe and the owner of the rig has the same.  They need to be in balance.

 

There are factors involved on euthanizing  insured animals and how that procedure goes down with how the horses are insured.  Each company may vary slightly in how they are contacted and in what time frame they are called and things like that to make a claim.

The insurance may not necessarly allow for the animal to be euthanized without the owners contact and knowledge inorder for that owner to make a claim.  It can get very sad to have to wait for the owner and the vet and the insurance companies to get their heads together to say ok, we need to put this horse down and meanwhile the animals suffer and that suffering too can take hours and be inhumane in itself and simply because of the protocol of the insurance company and their stipulations and what people will do for money..  It can be very ugly.

 

Karen Nesbitt

Iroquois County

Illinois - USA

 

PS - and yes Una, much to our chagrin, the autions barns here in Illinois are bringing $35 a head on stock or worse.  The horse market is so flooded with ponies and people who overbred for a dollar, the killers have a field day.  Sadly too, there are guys milling ponies and horses out like puppies and they do not care what they breed to, they just want large produce numbers to move when the market is down.  It is how they survive.. and is a very sad state of affairs.  Then the backyard owners get a punch in the face when they have to liquidate and their horses end up selling for next to nothing as well landing them in the killers market.  Time was when a good horse got a good price, but it is a bad market these days. And go figure, when you try to adopt a horse from a reputable humane society, you will pay an adoption fee of near $1000.  People go away scratching their heads going why pay the adoption fees and end up with auction horses with problems or not.  Its the gamble some buyers stake.

 

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