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  • From: Mike Brabo <mdbrabo AT att.net>
  • To: Market Farming <market-farming AT lists.ibiblio.org>
  • Subject: Re: [Market-farming] hoophouse insurance
  • Date: Fri, 16 Jul 2010 14:40:36 -0500

I was told by my agent last month that they will not insure green or
hoop-houses in the Midwest for ANY loss regardless of roofing material.

Mike
Vesterbrook Farm - http://www.vesterbrookfarm.com/

Clarksville, Missouri
Mississippi River Bluffs region, zone 6

Certified Naturally Grown
http://www.naturallygrown.org/



On Jul 16, 2010, at 1:08 PM, Leigh Hauter wrote:

> Does anyone have insurance on unheated greenhouses?
>
> Last winter we had four 96X17 ft hoophouses go down under the snow. No
> insurance! (but who would have ever thought we'd have 33 inches of snow at
> one time in Virginia.
>
> Before the snow disaster I had already bought 2 new houses 36X96 and
> 26X96. Both much better quality than the ones that went down. If I had
> known about the upcoming loss before I bought the new houses I would have
> probably waited and used the money to attempt to repair the severely snow
> damaged ones. (the metal hoops -- four foot centers-- bent to the ground in
> hard to repair places).
>
> But, be that as it may, I like the new houses and they are producing
> bushels of early tomatoes, eggplants and peppers.
>
> My concern, though, is insurance. The snow damaged ones weren't insured
> (who would have thought they would have had to stand up to that sort of
> weight) though I vaguely thought they were). This year I decided to make
> sure all of my houses are insured for more than theft and fire, however I
> just got a letter from Farm Bureau Insurance saying they were denying snow
> and ice insurance because the houses aren't heated.
>
> Does anyone have experience with insurance on unheated greenhouses?
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