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[Leslie <cayadopi AT yahoo.com>]

On schizophrenia, my brother has that.  It is a permanently disabled type of 
diagnosis.  After an involuntarily commitment (initiated by police), on 
release, the social workers informed me that he would qualify for SSD.  My 
mom just filled out some forms, and I believe there is a verification process.
 
He has rarely worked in his life (just on/off from 18-20) as he is truly 
unable to hold a job, even back then when the disease wasn't as bad as now.  
There is a form that a guardian fills out that the SSA sends out, to continue 
confirming that he is Perm. Disabled.
 
>From what I remember, the SSA has a list on their website about 
>qualifications for SSD by illness.  I.E. My sister was immediately stage 4 
>cancer - even though she discovered it immediately (it is really rare, and 
>life expectancy is short).  However, Even though under their own rules she 
>should have been SSD qualified, they wiggled out of it.  She was under chemo 
>& radiation for a year, plus surgery smack in the middle of that, unable to 
>work, and still didn't qualify. She had to high such high doses of chemo 
>because of the kind of cancer and that the dose was related to square inches 
>of skin (and she has a lot of skin)... that she spent most of the year in 
>bed, and I found her somewhat incoherent much off the time.   It was odd 
>that SS wouldn't qualify her, in fact to me a rip off, since she paid in all 
>her life.  She probably should have gotten a SS lawyer to be honest, for the 
>time period she was unable to work.  
 
I think the answer to your question, is whether someone is qualified as a 
permanent disabled, like your sister & my brother, or temporarily disabled.  
I don't think it relates to credits earned.  I think it relates to the level 
of disability.  I.E. let's say you can't walk, but can you sit and answer 
phones?  Fine, go answer phones, nevermind that you're a chemist, you can 
still do something..type of response from them.  
 
Still, I'd go read the SSA website on disability, and see what tips you can 
find....  I'd bet the SSA is just like private insurance companies,,,, "tell 
'em no, and see if they go away"
 
 
 
 

--- On Sat, 8/8/09, EarthNSky <erthnsky AT bellsouth.net> wrote:



I got my SS statement and I do not qualify for disability because I
don't have enough credits in the right period of time.  I've worked off
and on throughout my life, for several years at a time, but never
consistently enough to qualify for long term disability.
However, I know people who have never held a job for more than a few
months, who haven't worked in decades, and somehow they get a SS
disability check when they probably haven't paid in enough over their
lifetime to even draw a retirement check.  Can someone explain to me how
this happens?  My stepsister is mentally ill(schizophrenia) and is a
ward of the state(Arkansas, not GA), she draws a disability check and
that pays for her to live in a group home and her money is managed by
them, I think.  It is a good arrangement for her-just what she needs-as
she gets medication cheap and counseling and they do activities and have
group and all kinds of stuff...I know she needs this help, but I can't
but wonder how she qualified for it?  I see people all the time going to
docs and getting a doctor to help them get disability.  If they haven't
worked and don't have enough credits, like me, how in the world do these
people get disability?  What am I missing?

B
-- 
Duct tape is like The Force:  There's a Light Side, a Dark Side, and, of
course, it holds the universe together.
EarthNSky Farm, NW Georgia, USA
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>From lurine AT com-pair.net  Sat Aug  8 16:19:47 2009
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You're not missing anything, dear, simply confused because all these
programs have acronyms that are too similar. O.K., short coarse on SSR
Retirement, SSD (SS Disability) and SSI (Supplemental Security Income).

Everyone is inclined to confuse two seperate programs  SSD = Social
Security Disability.  That is what you doesn't have enough "credits" to get.
To get "disability", as some folks refer to it, you have to have earned 40
credits in 10 years *consecutive* years and it must have been done within
"x" number of years before applying.

SSI = Supplemental Security Income.  That is a form of welfare and personal
wealth minimums are part of the qualifications.  Folks who are disabled or
over 65 and don't have enough "credits" to get SS or SSD "can" apply for SSI
if they "have limited income and resources" just like regular welfare.  This
money does NOT come out of the money folks pay into Social Security.

It is highly abused!  Just because someone has a psych diagnosis does NOT
mean they are unable to do some type of meaningful, gainful employment.  The
shrink community consideres it their very own no rules, bank account.  For
example, ANYONE who can go to college and carry 12 units is perfectly
capable of going to work!  A large % of folks going to college have a psych
diagnosis, collect SSI or SSD, get their PELL and the rest of the "stuff"
that goes along with a free ride.  At the end of whenever they decide to
stop being a professional student, they have their doc sign off on a Loan
Discharge Application:  Total and Permanent Disability form and their
student loans go away!  I mean, poor babies are completely disabled, they
don't have to pay back the loans.

And, before anyone gets their bloomers in a bunch, yes there are folks who
should be on something, just not the way it stands now.

The same also applies to SSD.  Some diagnosis get you an auto approval
REGARDLESS of the stage of the disability.  For example, Huntington's.  It
takes YEARS before someone is incapable of working but the minute you get
the diagnosis, bingo, SSD or SSI.

Sorry, soapbox <g>  Too much fraud and legal loopholes mean less benefits
for those that REALLY need them and earned them!

Lynda
The press corp is fact-adverse but very fable friendly.

----- Original Message -----
From: "EarthNSky" <erthnsky AT bellsouth.net>
>snip<
> Oh, and one unrelated question about healthcare...
>
> I got my SS statement and I do not qualify for disability because I
> don't have enough credits in the right period of time.  I've worked off
> and on throughout my life, for several years at a time, but never
> consistently enough to qualify for long term disability.
> However, I know people who have never held a job for more than a few
> months, who haven't worked in decades, and somehow they get a SS
> disability check when they probably haven't paid in enough over their
> lifetime to even draw a retirement check.  Can someone explain to me how
> this happens?  My stepsister is mentally ill(schizophrenia) and is a
> ward of the state(Arkansas, not GA), she draws a disability check and
> that pays for her to live in a group home and her money is managed by
> them, I think.  It is a good arrangement for her-just what she needs-as
> she gets medication cheap and counseling and they do activities and have
> group and all kinds of stuff...I know she needs this help, but I can't
> but wonder how she qualified for it?  I see people all the time going to
> docs and getting a doctor to help them get disability.  If they haven't
> worked and don't have enough credits, like me, how in the world do these
> people get disability?  What am I missing?