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[EarthNSky <erthnsky AT bellsouth.net>]

Thanks for spelling it out for me, Lynda.  I was indeed confused.  You 
are right about the abuse, too.
B

Lynda wrote:
> You're not missing anything, dear, simply confused because all these 
> programs have acronyms that are too similar. O.K., short coarse on SSR 
> Retirement, SSD (SS Disability) and SSI (Supplemental Security Income).
>
> Everyone is inclined to confuse two seperate programs  SSD = Social
> Security Disability.  That is what you doesn't have enough "credits" to get.
> To get "disability", as some folks refer to it, you have to have earned 40
> credits in 10 years *consecutive* years and it must have been done within
> "x" number of years before applying.
>
> SSI = Supplemental Security Income.  That is a form of welfare and personal
> wealth minimums are part of the qualifications.  Folks who are disabled or
> over 65 and don't have enough "credits" to get SS or SSD "can" apply for SSI
> if they "have limited income and resources" just like regular welfare.  This
> money does NOT come out of the money folks pay into Social Security.
>
> It is highly abused!  Just because someone has a psych diagnosis does NOT
> mean they are unable to do some type of meaningful, gainful employment.  The
> shrink community consideres it their very own no rules, bank account.  For
> example, ANYONE who can go to college and carry 12 units is perfectly
> capable of going to work!  A large % of folks going to college have a psych
> diagnosis, collect SSI or SSD, get their PELL and the rest of the "stuff"
> that goes along with a free ride.  At the end of whenever they decide to
> stop being a professional student, they have their doc sign off on a Loan
> Discharge Application:  Total and Permanent Disability form and their
> student loans go away!  I mean, poor babies are completely disabled, they
> don't have to pay back the loans.
>
> And, before anyone gets their bloomers in a bunch, yes there are folks who
> should be on something, just not the way it stands now.
>
> The same also applies to SSD.  Some diagnosis get you an auto approval
> REGARDLESS of the stage of the disability.  For example, Huntington's.  It
> takes YEARS before someone is incapable of working but the minute you get
> the diagnosis, bingo, SSD or SSI.
>
> Sorry, soapbox <g>  Too much fraud and legal loopholes mean less benefits
> for those that REALLY need them and earned them!
>
> Lynda
> The press corp is fact-adverse but very fable friendly.
>
> ----- Original Message ----- 
> From: "EarthNSky" <erthnsky AT bellsouth.net>
> > snip<
> > Oh, and one unrelated question about healthcare...
> >
> > I got my SS statement and I do not qualify for disability because I
> > don't have enough credits in the right period of time.  I've worked off
> > and on throughout my life, for several years at a time, but never
> > consistently enough to qualify for long term disability.
> > However, I know people who have never held a job for more than a few
> > months, who haven't worked in decades, and somehow they get a SS
> > disability check when they probably haven't paid in enough over their
> > lifetime to even draw a retirement check.  Can someone explain to me how
> > this happens?  My stepsister is mentally ill(schizophrenia) and is a
> > ward of the state(Arkansas, not GA), she draws a disability check and
> > that pays for her to live in a group home and her money is managed by
> > them, I think.  It is a good arrangement for her-just what she needs-as
> > she gets medication cheap and counseling and they do activities and have
> > group and all kinds of stuff...I know she needs this help, but I can't
> > but wonder how she qualified for it?  I see people all the time going to
> > docs and getting a doctor to help them get disability.  If they haven't
> > worked and don't have enough credits, like me, how in the world do these
> > people get disability?  What am I missing?
>
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EarthNSky Farm, NW Georgia, USA