permaculture

["oliver smith callis" <oliversmithcallis@gmail.com>]

Could you talk about some of the factors that will contribute to the housing
bust? Is it just the lending strategies of late which allow people to get
into mortgages that they can't afford for a short period of time - which
they may end up having to abandon, flooding the market with large,
expensive, but unaffordable homes?

thaks,

Oliver