permaculture

["Richard Forster" <mulchpig@hotmail.com>]

Hello everyone,
I am quite financially naieve and yet my local food co-op in Las Cruces, NM 
(USA) has recently elected me to its Board of Directors.
 I have discovered that we have fairly extensive debts, I gather due to a few 
years of poor management several years ago. The co-op
 is doing very well right now in terms of sales, but with such high interest 
payments it seems like we aren't getting anywhere financially 
even in spite of the good amount of trade we are doing. There are plans to 
refinance with a cheaper loan, however, the loan being 
sought is with a bank who it seems to me is probably going to do awful things 
with the huge amount of money we give them. Seems 
like there must be better organizations out there who can lend us the money. 
I think our membership would probably be happy even to 
pay a higher rate of interest if the organization lending our money used its 
profits ethically. If I was in south east Queensland I would 
get in touch with the Maleny Credit Union, but alas, here I am in the 
Chihuahan desert. Does anyone here have any ideas for me as to 
where I should look for ethical funds? 
-Richard