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market-farming - Re: [Market-farming] Credit card terminals at market

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  • From: "Katherine@LMF" <katherine AT legacymanorfarm.com>
  • To: "'Market Farming'" <market-farming AT lists.ibiblio.org>
  • Subject: Re: [Market-farming] Credit card terminals at market
  • Date: Mon, 31 May 2010 12:29:24 -0400

It is against CC regs to require a minimum purchase in order to run a credit card.

 

K

 

THE WAY FOOD USED TO TASTE

www.LegacyManorFarm.com  (Maryland)

-----Original Message-----
From: market-farming-bounces AT lists.ibiblio.org [mailto:market-farming-bounces AT lists.ibiblio.org] On Behalf Of Debbie Moore
Sent: Sunday, May 30, 2010 10:07 PM
To: market-farming AT lists.ibiblio.org
Subject: Re: [Market-farming] Credit card terminals at market

 

 

> Does anyone have any experience with taking credit/debit cards at markets?

 

I take credit cards but not debit cards and require a $10 minimum purchase to do so.

 

> We are considering doing this, based on customer feedback and research

> showing pretty good sales increases. It requires setting up a merchant

> account (which we have had before) and the right wireless equipment to do

> it. IF you do take cards at your markets, what brand/model equipment do you

> use?

 

My bank tried to talk me into purchasing/leasing equipment but I firmly put my foot down and requested the old fashioned carbonless reciepts that I write out. I happen to do a couple festivals a year in an area where there isn't even cell service, and they reluctantly ordered a "knuckle-buster" for me, but I don't even use that any more since I have trouble with the rollers lining up to imprint my name.

 

It IS cumbersome, but more to the point, it is cheap since I don't have to pay for the carbonless receipts. Credit card sales have helped increase sales; bank charges $10/month, credit card charges 3%. I can shut off service for any month I do not anticipate sales but last year was able to get into some winter markets so did not need to use that option. There may be a small fee to start back up again - that may be something to consider if you do not do winter markets.

 

DebM

zone 5

                                

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