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[Gene GeRue <genegerue AT ruralize.com>]

> The article says he took out $200k for a
> new home business (on top of what else he owes--gulp),

That guy was not a mainstream example, another instance of 
journalistic cherry picking to spice an article. He is an 
entrepreneur, an enterprising American going for the dream, putting 
himself and his family on the line to be much more than a wage slave. 
He sees his business improving strongly and his income with it. I say 
good for him.