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Subject: Market Farming
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- From: "Kathryn Kerby" <kakerby AT aol.com>
- To: "Market-Farming" <market-farming AT lists.ibiblio.org>
- Subject: [Market-farming] how much insurance?
- Date: Sat, 26 Apr 2014 23:50:20 -0700
We were getting ready to attend an orientation next week on
a new farm product sales venue opening up near us. It’s not a farmers’
market per se, but one of those new food hubs that are starting to sprout up. We
worked with them a few years ago when they were under different management,
which went smoothly We were getting ready to do so again this year, until
we heard they were going through a reorganization. Hmm. So we got
the info packet to see what had changed in the reorganization. Amongst
other things, they have a new list of “qualification criteria”, and
one of those items was liability coverage for farm products. No problem,
we’ve got it and we’ve had it for years. But then I read the
fine print – we need $2 million per occurrence, AND we need to add that
venue as an additional insured on our policy. Excuse me? So now I’m wondering if I’m just not seeing a
true representative sampling of the range of requirements, or if this new venue
is perhaps setting a high bar in anticipation of what’s to come down the
pike in the near future, or maybe they’re just really out of touch with
what everyone else is doing. Frankly, I’m not sure we’ll
bother at this point with that new venue. There are some other hoops they
want us to jump through which I remember thinking “well, hmm, that’s
a little odd but OK…….” But if this additional
insurance is going to really boost our yearly premiums, I’m going to have
to think long and hard about whether it’s worth it. So I’m
very interested in what other folks are seeing in their markets and/or other
marketing venues, in terms of required insurance and at what levels.
Thanks all…….. Kathryn Kerby Frogchorusfarm.com |
-
[Market-farming] how much insurance?,
Kathryn Kerby, 04/27/2014
-
Re: [Market-farming] how much insurance?,
Sue Wells, 04/27/2014
- Re: [Market-farming] how much insurance?, idyllwild farm, 04/27/2014
-
Re: [Market-farming] how much insurance?,
Beth Spaugh, 04/27/2014
- Re: [Market-farming] how much insurance?, Kathryn Kerby, 04/28/2014
-
Re: [Market-farming] how much insurance?,
Sue Wells, 04/27/2014
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