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["Colleen McCarthy" <cmccarthy1 AT nc.rr.com>]

Hi Folks,

 

Here is a question that I received from a friend.  Do any of you have any experience with this or know anything about it?

 

Thanks!

Colleen

From: Barry
Sent: Thursday, September 06, 2007 3:59 PM
To: Colleen McCarthy
Subject: Credit  Protection question

Hi Colleen, 

Per our discussion the other night, here's my question:

Would the most practical and economical way to really protect my credit with each of the Big 3 Bureaus be to pay them $10 each to lock my credit, and then, as needed, another $10 to unlock my credit?  For example, I might want to check my credit report, and believe that I would have to unlock my account to do this.

 

This seems like a really solid way to protect my credit-- unless there are a number of other activities that my credit would have to be unlocked for of which I am currently unaware.

 

The alternative is to monitor all three services at one cost that would be lower--  however, you would know about an intrusion "after" the fact.

 

Do you have any information on this?

 

Thanks!

Barry