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  • From: Gary And bonnie cravish <lvnvgc AT embarqmail.com>
  • To: homestead AT lists.ibiblio.org
  • Subject: Re: [Homestead] Homestead Digest, Vol 53, Issue 280
  • Date: Mon, 22 Dec 2008 13:36:44 -0500 (EST)


----- Original Message -----
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To: homestead AT lists.ibiblio.org
Sent: Monday, December 22, 2008 8:43:51 AM (GMT-0600) America/Chicago
Subject: Homestead Digest, Vol 53, Issue 280

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Today's Topics:

1. Our t*x money for country club memberships & other fun (bobf)
2. Cold,cold weather (bobf)
3. Strangest Children's Christmas Gift (bobf)
4. Re: Cold,cold weather (bobf)
5. Re: Cold,cold weather (william Eggers)


----------------------------------------------------------------------

Message: 1
Date: Mon, 22 Dec 2008 04:59:28 -0800 (PST)
From: bobf <bobford79 AT yahoo.com>
Subject: [Homestead] Our t*x money for country club memberships &
other fun
To: homestead AT lists.ibiblio.org
Message-ID: <501545.64573.qm AT web53901.mail.re2.yahoo.com>
Content-Type: text/plain; charset=utf-8

After my earlier post, I ran across this article outlining where some
billions of the bail-out packages are going. This is a reflection of the
imbecilic , corrupt congress that pretends to represent us. If the damn
unions weren't as corrupt as the politicians and bankers, they could really
build up strength with news like this.........

----------------------------------------------------------------------

Economy Stock Markets Earnings Opinion Personal Finance Press Releases
Marketplace AP study finds $1.6B went to bailed-out bank execs


Banks that have their hands out in Washington this year were handing out
multimillion-dollar rewards to their executives last year.

The 116 banks that so far have received taxpayer dollars to boost them
through the economic crisis gave their top tier of executives nearly $1.6
billion in salaries, bonuses and other benefits in 2007, an Associated Press
analysis found.

That amount, spread among the 600 highest paid bank executives, would cover
the bailout money given to 53 of the banks that have shared the $188 billion
that Washington has doled out in rescue packages so far.

Some banks trimmed their executive compensation in the face of faltering
performance that foreshadowed the current economic crisis, but they still
granted multimillion-dollar packages. Benefits included cash bonuses, stock
options, personal use of company jets and chauffeurs, home security, country
club memberships and professional money management, the AP review of federal
securities documents found.

Such bonuses amount to a bribe for executives "to get them to do the jobs for
which they are well paid in the first place," said Rep. Barney Frank, the
Massachusetts Democrat who chairs the House Financial Services committee.

"Most of us sign on to do jobs, and we do them best we can," said Frank.
"We're told that some of the most highly paid people in executive positions
are different. They need extra money to be motivated!"

The AP review of annual reports that the banks file with the Securities and
Exchange Commission found that the average paid to each of the banks' top
executives was $2.6 million in salary, bonuses and benefits.

Among other findings:

? Lloyd Blankfein, president and chief executive of Goldman Sachs, took home
nearly $54 million in compensation last year. The company's top five
executives received a total of $242 million.

This year, Goldman's seven top-paid executives will work for their base
salaries of $600,000, with no stock or cash bonuses, the company said. Last
spring, before Wall Street's staggering losses and layoffs mushroomed,
Goldman described its pay plan as essential to retain and motivate executives
"whose efforts and judgments are vital to our continued success, by setting
their compensation at appropriate and competitive levels." Goldman spokesman
Ed Canaday declined to comment beyond that written report.

The New York-based company, after gains last year, on Dec. 16 reported its
first quarterly loss since it went public in 1999. It received $10 billion in
taxpayer money on Oct. 28.

? Even where banks cut back on pay, some executives were left with seven- or
eight-figure compensation that most people can only dream about. Richard D.
Fairbank, the chairman of Capital One Financial Corp., took a $1 million hit
in compensation after his company had a disappointing year, but still got $17
million in stock options. The McLean, Va.-based company received $3.56
billion in bailout money on Nov. 14.

? John A. Thain, chief executive of Merrill Lynch, topped all corporate bank
bosses with $83 million in earnings last year. Thain, a former chief
operating officer for Goldman Sachs, came to Merrill Lynch in December 2007,
avoiding the blame for a year in which Merrill lost $7.8 billion. Since he
began work late in the year, he earned $57,692 in salary, a $15 million
signing bonus and an additional $68 million in stock options.

Like Goldman, Merrill tapped taxpayers for $10 billion on Oct. 28.

The AP review comes amid sharp questions about the banks' commitment to the
goals of the Troubled Assets Relief Program, a law designed to buy bad
mortgages and other troubled assets. Last month, the Bush administration
changed the program's goals, instructing the Treasury Department to pump tax
dollars directly into banks to prevent wide economic collapse.

The program set restrictions on some executive compensation for participating
banks, but did not limit salaries and bonuses unless they had the effect of
encouraging excessive risk to the institution. Banks were barred from giving
golden parachutes to departing executives and deducting some executive pay
for tax purposes. Some banks are forgoing bonuses and restricting other
compensation.

The records detailing last year's pay packages show that personal financial
advice was among the executive perks. Wells Fargo of San Francisco, which
took $25 billion in taxpayer bailout money, gave its top executives up to
$20,000 each to pay financial planners.

At Bank of New York Mellon Corp., chief executive Robert P. Kelly's stipend
for financial planning services came to $66,748, on top of his $975,000
salary and $7.5 million bonus. His car and driver cost $178,879. Kelly also
received $846,000 in relocation expenses, including help selling his home in
Pittsburgh and purchasing one in Manhattan, the company said.

Goldman Sachs, paying as much as $233,000 for an executive's car and driver,
told its shareholders that financial counseling and chauffeurs were needed so
executives would have more time to focus on their jobs.

JPMorgan Chase chairman James Dimon ran up a $211,182 tab for private jet
travel last year when his family lived in Chicago and he was commuting to New
York. The company received $25 billion in bailout funds.

Banks cite security to justify personal use of company aircraft for some
executives. But Rep. Brad Sherman, D-Calif., questioned that rationale,
saying executives visit many locations more vulnerable than the nation's
security-conscious commercial air terminals.

Sherman, a member of the House Financial Services Committee, said pay
excesses undermine development of good bank economic policies and promote an
escalating pay spiral among competing financial institutions ? something
particularly hard to take when banks then ask for rescue money.

He wants them to come before Congress, like the automakers did, and spell out
their spending plans for bailout funds.

"The tougher we are on the executives that come to Washington, the fewer will
come for a bailout," he said.






------------------------------

Message: 2
Date: Mon, 22 Dec 2008 06:09:54 -0800 (PST)
From: bobf <bobford79 AT yahoo.com>
Subject: [Homestead] Cold,cold weather
To: homestead AT lists.ibiblio.org
Message-ID: <902030.14942.qm AT web53901.mail.re2.yahoo.com>
Content-Type: text/plain; charset=us-ascii

Rain is heading our way, so the sky will be overcast. The high today is only
supposed to be 66 degrees. Brrrrr. I know ,this am ,what it must be like for
Susan Jane or Marie..............................

--------------------------------------------------------------------------





------------------------------

Message: 3
Date: Mon, 22 Dec 2008 06:38:36 -0800 (PST)
From: bobf <bobford79 AT yahoo.com>
Subject: [Homestead] Strangest Children's Christmas Gift
To: homestead AT lists.ibiblio.org
Message-ID: <236057.41391.qm AT web53907.mail.re2.yahoo.com>
Content-Type: text/plain; charset=us-ascii

I just saw this article in the Washington post. According to this article,
this gift is a huge seller and is being heavily advertised, but I had never
seen or heard of it until just now.

Now, I do not have small children and only vaguely remember what it was like
to be a child. I also do not give gifts for any holiday or day of
celebration -- othet than my marriage anniversary. I am culturally
Christian; that is to say, I was raised Christian so I am comfortable with
the holidays. Years ago, I use to buy my brother's children many gifts and
go to a lot of trouble to wrap and ship all of those gifts across country.
Then I switched to gift certificates and cash. A few years back, along my
anti-consumerist; anti-materialistic journey; I opted to no longer
acknowledge or celebtate holidays at all--'just became disgusted with the
crass commercialism and gaudiness of it all.

So, I don't give gifts and I don't have small children, so maybe I'm a person
without the proper understanding of something like this, but I find this gift
of questionable taste and merit and another 'possible' indicator of cultural
decline ........ maybe I'm wrong and don't understand........

------------------------------------------------------------------------

Baby Dolls Raise a Stink In More Ways Than One

Corrine Vigna, 4, of Alexandria, left, whispers to her mother, Nancy Vigna,
about her No. 1. Christmas wish: Baby Alive Learns to Potty, above.

The doll talks, eats and answers nature's call. Mistakes can happen, though:
"Uh, oh, I had an accident" is in her repertoire of programmed phrases, along
with "I'm hungry," "Mmm good," and "I made a stinky." Critics of such
realistic toys wonder if some things are best left to the imagination. (By
Dominic Bracco Ii For The Washington Post)


By Brigid Schulte

Washington Post Staff Writer

Monday, December 22, 2008; Page A01

So long, Betsy Wetsy. Baby dolls just got a whole lot more real.

Put her on her little pink plastic toilet. Press the purple bracelet on Baby
Alive Learns to Potty. "Sniff sniff," she chirps in a singsong voice. "I made
a stinky!"

This season's animatronic Baby Alive -- which retails for $59.99 -- comes
with special "green beans" and "bananas" that, once fed to the doll,
actually, well, come out the other end. "Be careful," reads the doll's
promotional literature, "just like real life, sometimes she can hold it until
she gets to the 'potty' and sometimes she can't!" (A warning on the back of
the box reads: "May stain some surfaces.")

The mess made by the $39.95 Little Mommy Real Loving Baby Gotta Go Doll,
("Over 60 phrases and fun sounds!") is more hypothetical. Once she is placed
on her little toilet, a magnet triggers a presto, change-o in the plastic
bowl: "The 'water' in the toilet disappears, with the expected 'potty waste'
appearing in its place," says manufacturer Mattel. "Your child can then flush
the toilet. The 'water' will reappear, while the toilet makes a very
realistic flushing sound!" And then comes the applause.

The dolls, which are being heavily advertised on television, are expected to
be the season's big sellers. Since the dolls were introduced to stores this
fall, managers at Wal-Mart, Target and Toys R Us have reported trouble
keeping them in stock. And Baby Alive, listed as one of the Hot Toys of 2008
by Hottoys2008.com, was sold out at Wal-Mart, eToys.com and the AOL shopping
site a week before Christmas.

But not everyone thinks dolls need to be this real. Some things, they argue,
are better left to the imagination. This battle over whether pooping dolls
are an appropriate toy is only the latest skirmish in a long war between
child development experts and toymakers. Psychologists say the best toys
encourage children to pretend and use make-believe (witness the fact that
children often love the boxes their expensive toys come in more than the toy
itself). But toymakers want to use the latest technology to make and sell
ever-more realistic toys. (Baby Alive's movements are the result of
sophisticated robotics controlled by the same kind of microprocessor that
navigates satellites and runs nuclear power plants.)

"Retailers have bought heavily into these dolls," said Reyne Rice, trend
specialist with the Toy Industry Association. "They feel that these are some
of the more popular items for girls this year." Although most baby dolls are
sold in the last six weeks of the year and firm sales figures won't be
available until early next year, Rice said indicators look good for big
Christmas sales.


The buzz is on parent online discussion groups across the country. As with
the Tickle Me Elmo and Cabbage Patch Kids crazes of Christmases past, one
mother was so distraught that the pooping dolls were sold out online just
after Thanksgiving that she prepared to rise at 5 a.m. to scour stores in a
100-mile radius of her house.

At a Toys R Us in Northern Virginia last week, Salma Bangoura filled her
shopping cart with stainless steel pots and pans for her 7-year-old
daughter's play kitchen. Her daughter desperately wants the Baby Alive, she
said, and Bangoura is considering buying it for her for Christmas. "She wants
the toilet," she said, shrugging. "It's so interesting. It comes with its own
food. It's not gross, as long as it's not real."

But at a Target not far away, Gay Hee Lee, shopping for her 2-year-old niece,
picked the Baby Alive box off the shelf only to quickly put it back. "That,"
she said, "is just so wrong."

Perhaps here is where one needs to ask a question: Does a toilet -- and what
one uses it for -- make a good toy?

And, given the boundaries of good taste, is it even a good idea?



Clearly, to toymakers, the answer is yes.

"For us, the peeing and pooping is pretty magical," said Kathleen Harrington,
senior brand manager for Hasbro's Baby Alive dolls. "As adults, we might be a
little grossed out. But it's so magical and so funny and so silly for these
girls. This little doll is coming to life, so the little girl doesn't believe
it's just a doll. It's her baby." Harrington calls it part of the doll's
"Wow!" factor.

But to some child development experts, the answer is a resounding no.

With 5,000 toys introduced into the market every year, "what happens is that
there's huge competition to get noticed. And what that means to toys is that
they get more and more and more and more outrageous," said Susan Linn,
professor of child psychology at Harvard and director of the Campaign for a
Commercial-Free Childhood. "This toy is shocking enough that it's going to be
noticed. But at best, this toy is unnecessary. At worst, it's really gross."

But Jim Silver, editor of Time to Play, a Web magazine that reviews toys,
says children want reality.

"By the time they're 5 or 6, they don't want a play cellphone, they want a
real cellphone," Silver said. "A baby doll is all about nurturing. So what
Mom went through with them, they want to go through with their dolls. And how
do you do real potty training without pooping?" Silver said he laughed when
he first saw the pooping dolls and wondered if they were necessary. Although
he said he has been sworn to secrecy about next year's new toys, an early
peek shows reality is only going to get more real. "You're going to see the
envelope pushed to make baby dolls as real as possible without being
offensive in any way.

And, he said, it's not as if the toymakers don't know what they're doing.
Mattel's Little Mommy dolls, he said, are the biggest-selling baby dolls on
the market, with annual sales upwards of $50 million. Baby Alive dolls, which
debuted in 1973 and were retooled and reintroduced to the market a couple of
years ago after a decade-long hiatus, are the No. 2 seller.

It's the kind of trend that makes Linn angry enough to write books, such as
her recent "The Case for Make Believe."

"This is part of a greater trend to create toys that do everything," she
said. "And in the process of marketing those toys to children and flooding
the market with those toys, what we're doing is depriving children of
opportunities for creative play. And that's the foundation of learning, of
critical thinking, of creativity, of developing the capacity to wrestle with
life, to make meaning of it. It's essential to their human development.
What's happening is that toymakers are designing these toys that look great
in ads but in fact really add nothing to children's inner life or their
creative play."


High on Linn's Christmas toy shopping list: crayons, paper, blocks, stuffed
animals and dolls that don't talk or move, much less say "Hurry, hurry" when
they're about to mess their pants. "A really, really good toy is 90 percent
child and 10 percent toy," she said. "But those are not the bestsellers."

What both sides of the play wars agree on is that children at the age of
playing with baby dolls, generally ages 3 or 4 to 7, are endlessly fascinated
by bodily functions, thus the popularity of such books as "Walter the Farting
Dog," booger-green slime and squishy, squeezable, see-through toys that allow
children to feel animals' guts, on shelves now. And potty training -- either
because children are going through it or because they remember what it was
like -- is a big, big deal.

That, manufacturers say, is why they're creating realistic dolls.

"Potty training is an important developmental milestone for nearly every
child," Michael Shore, vice president of World Wide Consumer Insights for
Mattel, wrote in an e-mail. "At around the age of two, many kids are
demonstrating signs of readiness which include key motor skills, language
skills, the ability to follow directions, etc. At this age, research has
proven that dolls serve as effective tools to teach by imitation rather than
relying entirely on a potty training child's limited language skills."

Shore goes on to explain that the Little Mommy Gotta Go Doll was "uniquely
designed with innovative features to model both types of potty training
behaviors: 'poop and pee' " and that these "unique actions" help encourage
"successful potty training."

Indeed, potty training dolls have become all the rage since 2006, when writer
Teri Crane (the self-proclaimed "Potty Pro") published her book "Potty Train
Your Child in Just One Day," and her doll-using method was endorsed by TV's
Dr. Phil McGraw. Now, the market is saturated with dolls like Potty Patty,
Potty Scotty and anatomically correct, vanilla-scented Emma and Paul dolls.

Child development experts, not surprisingly, are again on the opposite side
of market forces in the potty wars. Claire Lerner is director of parenting
resources at Zero to Three, a nonprofit organization that promotes the health
and development of infants and toddlers. She said that such claims of instant
potty training are "unfair and exploitive" and that whether a child uses a
doll, potty training, as it has for centuries, takes the time that it takes.

"Toilet training in this country has taken on a life of its own and become so
much more complex than it really needs to be," she said. "And parent anxiety
about it has just, unfortunately for everybody, often made it much more
stressful. Toymakers are clever. They tune into what's on the minds of
parents." In her view, children don't need a doll to learn how to use a
toilet. And they don't need a doll that poops to have fun. "You just don't
need to go that far," she said.

That's something Alexandria mom Nancy Vigna, a military planner, thinks. But
the pooping Baby Alive is the only thing her 4-year-old daughter, Corinne,
really wants for Christmas, Vigna said. (That and a Barbie cash register.)
"The last thing she needs is another doll," Vigna said. Her daughter is so
enamored with diapering that she pines to change her younger brother and
plasters her baby dolls' behinds so thoroughly that they look like they're
wearing cocoons. "This is the baby doll she's been waiting for. It makes a
real mess," Vigna said, sighing. "I'm not looking forward to it."


Then Vigna had to excuse herself. Her 21-month-old son, like Baby Alive, had
just made a stinky in the bathtub, and she had to go.


http://www.washingtonpost.com/wp-dyn/content/article/2008/12/21/AR2008122102397.html?nav=hcmodule














------------------------------

Message: 4
Date: Mon, 22 Dec 2008 06:41:41 -0800 (PST)
From: bobf <bobford79 AT yahoo.com>
Subject: Re: [Homestead] Cold,cold weather
To: wce1482 AT yahoo.com, homestead AT lists.ibiblio.org
Message-ID: <397866.35577.qm AT web53904.mail.re2.yahoo.com>
Content-Type: text/plain; charset=iso-8859-1

Well , Bill you cheered me up :-) . I don't understand, though, how you get
your dog to go outside and do her business. Mine hesitates and tries to go
back inside if it is below 60 degrees :-)............

----------------------------------------------------------------------


--- On Mon, 12/22/08, william Eggers <wce1482 AT yahoo.com> wrote:

> From: william Eggers <wce1482 AT yahoo.com>
> Subject: Re: [Homestead] Cold,cold weather
> To: bobford79 AT yahoo.com
> Date: Monday, December 22, 2008, 7:37 AM
> Our low here was 15 below.? It is 13 below now (8:30).?
> Suppose to get to 10 above, but I doubt if it makes it.?
> However when it warms up on Tuesday, it is suppose to snow
> some more.? 66 would be great.
> ?
> Bill - froze in Iowa
>
> --- On Mon, 12/22/08, bobf <bobford79 AT yahoo.com>
> wrote:
>
> From: bobf <bobford79 AT yahoo.com>
> Subject: [Homestead] Cold,cold weather
> To: homestead AT lists.ibiblio.org
> Date: Monday, December 22, 2008, 8:09 AM
>
> Rain is heading our way, so the sky will be overcast. The
> high today is only
> supposed to be 66 degrees. Brrrrr. I know ,this am ,what
> it must be like for
> Susan Jane or Marie..............................
>
> --------------------------------------------------------------------------
>
>
>
> _______________________________________________
> Homestead list and subscription:
> http://lists.ibiblio.org/mailman/listinfo/homestead
> Change your homestead list member options:
> http://lists.ibiblio.org/mailman/options/homestead/wce1482%40yahoo.com
> View the archives at:
> https://lists.ibiblio.org/sympa/arc/homestead





------------------------------

Message: 5
Date: Mon, 22 Dec 2008 06:43:49 -0800 (PST)
From: william Eggers <wce1482 AT yahoo.com>
Subject: Re: [Homestead] Cold,cold weather
To: homestead AT lists.ibiblio.org
Message-ID: <123015.35042.qm AT web38708.mail.mud.yahoo.com>
Content-Type: text/plain; charset=iso-8859-1

I think I sent the last message to the wrong place.? It was 15 below here
last night and at 8:30 this morning, it is still 13 below.? Suppose to get up
to 10 above today, but I don't think it will make it.? Suppose to warm up
tomarrow to 20, but then it will snow.
?
Bill - froze in Iowa

--- On Mon, 12/22/08, bobf <bobford79 AT yahoo.com> wrote:

From: bobf <bobford79 AT yahoo.com>
Subject: [Homestead] Cold,cold weather
To: homestead AT lists.ibiblio.org
Date: Monday, December 22, 2008, 8:09 AM

Rain is heading our way, so the sky will be overcast. The high today is only
supposed to be 66 degrees. Brrrrr. I know ,this am ,what it must be like for
Susan Jane or Marie..............................

--------------------------------------------------------------------------



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End of Homestead Digest, Vol 53, Issue 280
******************************************




  • Re: [Homestead] Homestead Digest, Vol 53, Issue 280, Gary And bonnie cravish, 12/22/2008

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