Development of Creative Commons licenses

[Mark van Deursen <mark AT debianplaza.net>]

Hello everybody,

I'm nut sure about the following:
I've downloaded a template for Mambo-server. In the footer of this
template there is a image-link (very ugly btw!). This link brings me to
: http://creativecommons.org/licenses/by-nc-sa/2.0/ where it is said
that I may not use it commercially. Does this mean I can't use it for a
site of a company (who wants to make mony)? Or may I not charge people
when I install it for them?

I've read the original license but I think my english isn't good enough,
I dont understand it :( Sorry!

Can sombody please tell me in normal enlish (or even better in dutch)
what I may- and may not do whit this template?

Thanks in advandce!

Mark