[Market-farming] getting a new farm insured

Brigette Leach avalonfarmshomegrown at earthlink.net
Tue Sep 13 20:14:41 EDT 2005

Willie McKemie wrote:

>Our society/cultural tells us we "need" insurance.  Much in the way that 
>it tells us that we need oversized, overpowered, inefficient vehicles.  
>Fact is, insurance companies take in as premiums approximately twice 
>the amount that they pay out as claims.  When you pay your premium, you 
>are paying for a lot of overhead, not just your share of average 
>losses.  My suggestion: closely examine your "need" for insurance.
What factual information are you basing this statement on?

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