Generalizations like this frighten me.
Yeah, I found it extremely annoying.
It's a sad fact that often (with notable exceptions) people without cash also don't have skills, experience, or sometimes the will to persevere, which are all useful to a community.
I fail to see how "often (with notable exceptions)" constitutes a "generalization." If he'd said "always" and not included the exception, or even if he'd said "It's a sad fact that people without cash...", *that* would be a generalization, as I understand the usage of the word.
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