Fire insurance wouldn't do us a lot of good, because we're too far out for
fire trucks to help other than to put out the forest if it catches on fire
because of a house fire. But we do have our house wired and plumbed and built
according to code because if we ever want or need to take out a mortgage on
it, it will be possible. ditto if you ever want to sell it through a real
estate agency or to someone else who will need a loan to buy it. personally,
i don't ever plan to sell, or mortgage again once this one is paid off, but
i'm learning to never say never about anything anymore ;)