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Subject: Market Farming
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- From: Alex McGregor <waldenfarm AT sprintmail.com>
- To: Market Farming <market-farming AT franklin.oit.unc.edu>
- Subject: Re: Health Insurance?
- Date: Tue, 30 Oct 2001 09:55:29 -0500
I haven't researched health insurance lately- we're covered under a state
plan that
includes Medicaid, uninsured and uninsurable.
20 years ago, however, we had what we called a "catastrophic" group policy
with a
friend- enough people to make a "group" -back then you only needed 3 people.
We
had a group policy through a major insurance company. It was cheaper and more
comprehensive than an individual policy. ("Catastrophic because we chose a
high
deductible to keep the premiums lower.)
Our "group" was not employment related, it was "association" related. We had
an
organization, incorporated through the state as a not-for-profit (not 501-c3
with
feds). If you have any orgs. or assocs., it's easy to incorporate.
My experience has been that I get better coverage and service with a major
insurance co. And the key to good service is a local agent who provides
service,
not just sells policies. Look for someone who handles insurance the same way
you
do your farm business- service, knowledge, competence and people oriented.
Alex McGregor
Walden Farm
-
Health Insurance?,
sora, 10/13/2001
- <Possible follow-up(s)>
- RE: Health Insurance?, sunnfarm, 10/16/2001
- Health Insurance?, WB Carver, 10/30/2001
- Re: Health Insurance?, Mmneedham, 10/30/2001
- Re: Health Insurance?, Chris Sawyer, 10/30/2001
- Re: Health Insurance?, HackettShark, 10/30/2001
- Re: Health Insurance?, Marie Kamphefner, 10/30/2001
- Re: Health Insurance?, Alex McGregor, 10/30/2001
- Re: Health Insurance?, sunnfarm, 10/30/2001
- Re: Health Insurance?, WB Carver, 10/30/2001
- Re: Health Insurance?, jay gee, 10/30/2001
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